Flats, village houses and offices across Hong Kong.

Four stages, from provisional agreement to keys.

The same route for a flat, a village house or a plot of land. We chase the owner and the solicitors for the documents, not you.

1. 1

   Provisional agreement

   You sign a provisional agreement for sale and purchase and pay a deposit, ten percent of the price by the time the formal agreement follows.

2. 2

   Appoint a solicitor

   A solicitor acts for you on the formal agreement, the land search and completion. Both sides normally use firms on the lender’s panel.

3. 3

   Stamp duty and the mortgage

   Ad valorem stamp duty falls due within thirty days, at the higher rate if you are not a permanent resident or already own a flat. The bank valuation is booked the same week.

4. 4

   Completion and keys

   Six to eight weeks after the provisional agreement: final inspection, the balance paid through the solicitors, keys the same day.

Selling instead? Ask for a free valuation built on registered transactions in your own block.